Change Your Money Story

What I want for everyone is to stop the struggle around money. If $500 is not possible or comfortable for you, you may pay less with $150 being the minimum investment. Life was never meant to be a struggle.

Help for people struggling with money in the second half of their lives

There is a LOT of financial struggling going on behind the scenes by both women and men, age 50 and well beyond, that is well-hidden and often denied. One’s life style can appear comfortable, can even include travel, while credit cards are being used for living expenses, with minimum payments each month. If you’re struggling with money, the good news is, money can be one of your best teachers and taking charge of your finances can be one of the most important things you do to effect positive change in your life.

This course is about creating a healthy and comfortable relationship with money, no matter how much or how little you have. It’s about finding your financial backbone. It’s about using your money in a way that reflects your values. 

A money struggle is like an anchor in your life, keeping you mired in a certain place. It isn’t just about the money. It’s about your integrity with yourself, it’s about your ability to trust yourself. It’s about accessing your power, the foundation of every choice you make. When you are free of that anchor or weight, you’ll have more energy, more inspiration, more of everything to do the things that give you joy and enrich your life.

Interior Finance is what we work on here. Many of us are not rational about money and have thoughts, feelings, and beliefs (often unconscious) that keep us stuck. Just as rearranging furnishings in your physical space can be a powerful change, the work you’re doing here changes your relationship with money. Age is irrelevant. I speak from experience. Some of you will go to your graves never facing your fears and dysfunction around personal finances. When all the while, you could be choosing the freedom of not being in a prison of your own making. I chose to change my money story and you can also. It’s your choice and it’s a Big Deal.

This course is for you if:

• Money never seemed real to you. 
• You feel too old to be struggling like this and think nothing ever changes.
• You don’t open bills. 
• Yes, you’re struggling, but forever believe the solution is right around the corner.
• You’re tired of feeling fear about the future and never being at peace with money.
• You’re tired of not telling yourself the truth about your finances as you continue to dig a deeper hole (like making minimum payments on credit card balances).
• You’d rather not think about money and feel shame for past actions.
• You never have enough money. Thoughts of being a bag lady have entered your mind.

What this course will do for you:

• You will have peace of mind around money. You’ll be able to buy flowers for yourself or plan a vacation without guilt, knowing you’ve done the work to make good decisions. 
• Money is power. Take charge of your money and you’ll feel your power in every decision and choice that you make. 
• How you use/spend your money will be a conscious decision that reflects your values and you will make better choices. You may choose to buy clothing only from companies that treat their workers fairly. 
• Every area of your life will improve: more energy, resources, time, love. (Strong statement, but it occurs when we stop living from a place of scarcity.) 
• You will be building a strong foundation for whatever you do, whether that’s starting a business, focusing on hobbies, or being an example to those around you. 
• Fear will leave you. You’ll spend less time imagining being a bag lady and more time investing in your passion of photography. 
• I cannot stress this enough: You are a hologram, meaning what you do in one area of your life affects the whole.

Description and how it works:

This three-part course is sent to you via email over a period of three weeks (or whatever time frame works for you). Upon receipt of payment, you will receive Part One. Each section comes with an introductory video by Mo, along with a PDF file of the introduction, and PDF file worksheets. A list of worksheets in each section is shown below. The worksheets guide you through the course. They do not need to be submitted. 

Also included in this course are three one-hour sessions with Mo via phone, Zoom, Skype, or FaceTime. They are meant to be used upon completion of each session, but can be scheduled as you wish. Using this time upon completion of each session allows you to integrate what you’ve learned on a deep level. You will receive a Calendly link in which you may schedule your sessions.

As you go through the material, you may email Mo with questions. If it would help with accountability, go ahead and set up your one-hour support sessions in advance. The work is yours to keep and revisit as often as you like. 

Your greatest challenges can become your greatest gifts. You choose. Signing up for this course is, in effect, making that choice. Heal this part of your life and you’ll see healing in every area of your life. It’s never too late to begin this journey!

Part One: What’s Your Money Story?

Part 1.    Introduction & Mo’s Money Story
Part 1A. Food for Thought before Writing Your Money Story
Part 1B. Scarcity, Guilt, & Shame Worksheet
Part 1C. Writing Your Money Story Worksheet

Part Two: Practical Steps

Part 2.    Introduction to Practical Steps
Part 2A. Monkey Mind Checklist
Part 2B. How to Calculate Your Net Worth
Part 2C. Credit Card Account List (optional)
Part 2D. Net Worth Worksheet
Part 2E. Create Your Spending Plan
Part 2F. Sample Chart of Accounts
Part 2G. How to Obtain Your Credit Report & Score (optional)
Part 2H. Unfinished Business (optional)

Part Three: Money and Spirituality

Part 3.    Introduction
Part 3A. Questions to Answer from Your Heart
Part 3B. 12 Laws of the Universe (how things work)

What would life be like without money struggles? What would life be like if you were at peace with your finances? By signing up for this course, you will come to realize the strength of your internal power. Your greatest challenge may be your greatest gift. It’s never too late to begin this journey!